William Davey
BUSINESS CONSULTANT

William Davey is a Business Consultant with the Orange County Small Business Development Center specializing in access to capital for all sizes of business. In this position he works with clients on their loan presentation and matches the appropriate loan program and institution for their financial needs. He also partners with financial institutions to assist them when a potential borrower does not meet their specific credit criteria to identify an alternative source of funding.

William has an extensive background in the lending arena both as a lender and as a borrower. He has over 20 years experience working with both banks and economic development corporations in the lending and compliance fields. He is well versed in how to structure a loan and to prepare an application package that is easy for the loan officer to review while understanding the regulatory restrictions and credit criteria of the financial institutions. With this knowledge, he is able to direct potential borrowers to the appropriate lending source reducing stress and saving time.

William started his career in the accounting field having held positions in both the public and private sector. He has been qualified as an expert accounting witness in the Superior court and has also held positions in private industry such Chief Financial Officer. This experience makes it easy for him to maneuver through financial statements and to quickly identify strengths and weaknesses. These analytical skills, allow for him to understand the potential borrower’s financial position and to be able to explain it to the financial institution in a positive way. The goal is to match the borrower and lender to create a long-term relationship.

William is a native Californian born and raised in Manhattan Beach. He studied accounting at the University of San Diego and obtained his Bachelor of Science Degree in Business from the University of Phoenix.